coolcredit.cz

COOL CREDIT, s.r.o. is a Czech non-bank lender that offers online consumer loans. Its products include short-term loans and instalment loans, which the site says are repaid in three monthly instalments. Applications are submitted through an online form, confirmed by SMS, and followed by identity and income checks. The company states that it holds a licence from the Czech National Bank, obtained in 2018, to provide consumer credit.

The site says customers are individuals aged 18 or older with permanent or temporary residence in the Czech Republic and a Czech bank account. Loans carry interest and fees, which the website's calculator displays before application. The company also lists a loan product for Slovak residents.

The company was founded in 2013 and is seated on Václavské náměstí in Prague 1. The website names two owners and says it is preparing international expansion and building fintech projects in the Czech Republic, Ukraine and Mexico. The careers page invites applications for open positions by email and describes the working environment, without listing specific roles.

Product: Online short-term and instalment consumer loans, with funds sent to a customer's Czech bank account after approval.