Hypokalk

Hypokalk s.r.o. runs a web application that collects daily interest rate offers from Czech banks. Users enter the parameters of a new rate offer from their current bank, compare it with market options, and generate arguments for negotiating with the bank, which they can print or send by email.

The service is aimed at Czech mortgage borrowers, either whose fixed rate is ending or who are considering a new loan. The website states the comparator is free, requires no contact details, and that the company does not profit from its use. It also offers a recommendation of an experienced adviser as an alternative; how that service is paid is not stated.

The company is registered in the Czech Republic with a registered office at náměstí Svobody 503, Ledeč nad Sázavou, and the registry lists its founding as 2022. The website describes two founders: one responsible for developing the application and one responsible for the product strategy, rate verification and cooperation with advisers. No other offices or markets are mentioned.

Product: Free web comparator of mortgage rate offers that generates negotiation arguments for borrowers to use with their current bank.